Auto insurance
Auto insurance is a combination of coverages that respond in different situations. BBKT helps you understand what each part does, so you can decide what fits how you drive.
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Explore common auto insurance coverages and understand how they help protect you.
Helps pay for bodily injury or property damage you cause to others in an at-fault accident, up to the limits you choose.
Liability coverage is generally required in most states. It typically includes bodily injury liability and property damage liability, each with its own limit. It does not pay to repair your own vehicle.
Helps pay to repair or replace your vehicle after a collision with another vehicle or object, regardless of fault.
Collision coverage usually applies after a deductible, which is the amount you agree to pay out of pocket before the policy responds. A higher deductible generally lowers your premium.
Helps pay for damage to your vehicle from events other than a collision, such as theft, fire, hail, or a falling object.
Comprehensive coverage is often paired with collision coverage and generally applies after a deductible. What is covered can vary by policy form and state.
Helps protect you when you are injured by a driver who has no insurance or not enough coverage to pay for your losses.
Uninsured and underinsured motorist coverage can apply to medical costs and related losses. Availability and requirements vary by state and by carrier.
These descriptions are general summaries for information only and are not a contract. Actual coverage, limits, deductibles, exclusions, availability, and eligibility are determined by the issuing carrier's policy terms and your state's requirements.
Share a few details about you and your vehicle so an agent can start your inquiry.
Go over your options with an agent and ask questions before you decide.
If you choose to move forward, your agent helps you complete the next steps with a carrier.
